Be a Dacula Real Estate Market Expert!

You have ESPN for sports stats and updated scores. CNN or FOX News will deliver the latest news stories right to your laptop or smart phone. Domino's will deliver a fresh, hot pizza right to your door. So why shouldn't you be able to get real time, accurate Dacula and Gwinnett County real estate information when YOU want it?

You can and here's where...............wait for it....
                        
                                www.gwinnetthomesforsale.info

Click on the "Market Insider" tab and enter your email address. You'll have instant access to any area you desire. If you can type in a zip code, you can get recent solds, active listings with pictures, school information, compare neighborhoods and much more. No gimmicks, no fees, no obligations. But if you want to send me a gift for being so generous, click on the contact me tab and I'll send you my address!

Why would I give this information to you for free? Because an educated consumer is easier to work with, that's why! I'm here to help so if there's anything I can do for YOU, please don't hesitate to contact me.


www.SteveSellsGwinnett.com Steve Rider, CDPE Realtor with Keller Williams Lanier Partners in Braselton Georgia. Covering Barrow, Jackson, Gwinnett and Hall Counties in Northeast Georgia. If you're looking for real estate in Gwinnett County please contact me at 404 663 7063 or steverider1@gmail.com.

Mortgage settlement involving states said to be closer - Feb. 6, 2012

More help from the government? I hope this turns out better than the HAMP situation. Click on the link below for more information about how The Fed might be helping "under water" homeowners by allowing up to $20k in relief of the principal owed.


Mortgage settlement involving states said to be closer - Feb. 6, 2012



www.SteveSellsGwinnett.com Steve Rider, CDPE Realtor with Keller Williams Lanier Partners in Braselton Georgia. Covering Barrow, Jackson, Gwinnett and Hall Counties in Northeast Georgia. If you're looking for real estate in Gwinnett County please contact me at 404 663 7063 or steverider1@gmail.com.

Expanded Refi Program Will Allow Up to 125% LTV

News came out recently about an expanded refi program Fannie Mae and Freddie Mac will be offering that will help underwater homeowners refinance their homes at up to 125% loan to value. This is great news for a lot of people but it still leaves a lot of people out.

I spoke to Chuck Walden, a loan officer with Prospect Mortgage, about this today and here's his explanation of this program.....

"It is basically expansion of the current Fannie Mae Refi Plus and Freddie Mac Open Access loans that allow homeowners to refi if they don’t have any equity or very little.  The problem is that Fannie and Freddie allow 125% loan to value (LTV) but most lenders only want to risk going up to 95%.  So the program is there, but not available to everyone.  If they do expand it and are easier on appraised values and just focus on credit scores and late payments, it will be awesome.  BUT, will lenders do what Fannie and Freddie are allowing is another story"

This article from CNN Money talks a little more in detail about the program and the qualifications.
If you have more questions about this or any other mortgage or real estate related issue, please contact Chuck Walden at 678 725 8076 or myself at 404 663 7063



http://www.stevesellsgwinnett.com/ Steve Rider, CDPE Realtor with Keller Williams Lanier Partners in Braselton Georgia. Covering Barrow, Jackson, Gwinnett and Hall Counties in Northeast Georgia. If you're looking for real estate in Gwinnett County please contact me at 404 663 7063 or steverider1@gmail.com.